The Human Genome Insurance Project
The Human Genome Insurance Project
In 1995, Bill Allen, JD, and associates from the University of Florida College of Medicine in Gainesville published a report on how predictive genetic testing could have implications in the insurance industry.
The report was released when President Clinton was proposing his plans for universal health care coverage, and there was uncertainty of how the health care industry would emerge. (See excerpt from the project’s findings, pp. 88-91.)
The team made the following general recommendations that would be applicable to most situations that could emerge from legislation. The team also made recommendations for what should be done for the following situations:
1. If the country adopted a Canadian-style system of health care coverage;
2. If reform was incremental (which happened);
3. If universal coverage were adopted that used managed care-based situations (which has happened, in part).
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